I’m going through a refinance right now and was talking to the mortgage person about points and it dawned on me that this might not be well understood by many people. It is something that… Read More »Mortgage Points… What Are They?!
If there is something I’ve learned in my couple decades of investing in stocks and decade of investing in crypto is that you should always be easing into a trade or easing out of a… Read More »Ease In & Ease Out – How to Trade
There is a well known financial blogger out there who says you should only buy a car that is 1/10th your annual salary, so if you make $100,000 a year, you should only spend $10,000… Read More »How much car can I afford?
A person’s definition of rich is very subjective. Honestly you can tell exactly where a person is on the economic ladder by hearing their answer. I’ve had the privilege to work with literally the poorest… Read More »What is Rich?
I have to admit I’m a little biased on this subject, there has always been something about “owning” a piece of property that has captivated me, even as a kid. I grew in the 90’s… Read More »Why Real Estate Is Important to a Portfolio
There are several ways to reduce your mortgage payment, some easier than others… Get rid of your PMI or Private Mortgage insurance! If you are like many people when you purchased your first property you… Read More »Reduce Your Mortgage Payment
What is a Credit Score – Like it or not credit scores are an important part of our modern life. The purpose of a credit score is to give anyone lending you money or entering… Read More »What is a Credit Score?
I don’t know how many of you have heard of Dave Ramsey out there. He’s a fairly popular money guru, especially in the Christian community. I was being provocative with the title, and I believe… Read More »DAVE RAMSEY IS WRONG!
There is a very pervasive view in our society, and honestly throughout human history, everyone really, really identifies with their job. It somehow becomes a core piece of your identity. For those who have nice… Read More »You are not your Job!
We talk a lot about improving your situation, and one of the best ways to improve your financial situation besides starting a budget and keeping control of your expenses… which is of course kind of… Read More »Getting Ahead at Work