Personal Finances

There is a very pervasive view in our society, and honestly throughout human history, everyone really, really identifies with their job. It somehow becomes a core piece of your identity. For those who have nice… Read More »You are not your Job!

We talk a lot about improving your situation, and one of the best ways to improve your financial situation besides starting a budget and keeping control of your expenses… which is of course kind of… Read More »Getting Ahead at Work

If you don’t own a home, or maybe even if you do, you may have wondered what is this “property tax” I hear people speak of, usually in distaste. Property tax is the third of… Read More »What is Property Tax & How does it Work

Hacks and breaches and theft! Oh my! So in our day and age its almost inevitable that if you live a normal life and utilize many of the services we all do that your personal… Read More »When to do a Credit Freeze

So you have your Roth IRA set up (see https://theinvestmentnerd.com/roth-or-traditional-ira-the-eternal-question/ for a discussion on why a Roth versus a regular IRA). Your next question might by how much and how often should you contribute to… Read More »How Often and How Much Should You Contribute to a Roth IRA?

How do you decide if you do a Roth IRA or a Traditional IRA? I know its one of life’s deep questions. Well here’s what the math says, if you had the same tax rate… Read More »Roth or Traditional IRA – the Eternal Question

YES!! Wait NO! Wait I guess it depends… Meme stocks have been a thing for a while now. Most professional investors scoff at the whole thing and look down their nose at anyone who plays… Read More »Should I Buy a Meme Stock?!

Here is a hot take that people hate to hear… Saving, investing and eventually becoming wealthy is simple. Honestly its not very hard to do. It doesn’t require huge amounts of knowledge, 10,000’s of hours… Read More »6 Steps to Financial Freedom