There are several ways to reduce your mortgage payment, some easier than others… Get rid of your PMI or Private Mortgage insurance! If you are like many people when you purchased your first property you… Read More »Reduce Your Mortgage Payment
What is a Credit Score – Like it or not credit scores are an important part of our modern life. The purpose of a credit score is to give anyone lending you money or entering… Read More »What is a Credit Score?
I don’t know how many of you have heard of Dave Ramsey out there. He’s a fairly popular money guru, especially in the Christian community. I was being provocative with the title, and I believe… Read More »DAVE RAMSEY IS WRONG!
There is a very pervasive view in our society, and honestly throughout human history, everyone really, really identifies with their job. It somehow becomes a core piece of your identity. For those who have nice… Read More »You are not your Job!
We talk a lot about improving your situation, and one of the best ways to improve your financial situation besides starting a budget and keeping control of your expenses… which is of course kind of… Read More »Getting Ahead at Work
If you don’t own a home, or maybe even if you do, you may have wondered what is this “property tax” I hear people speak of, usually in distaste. Property tax is the third of… Read More »What is Property Tax & How does it Work
Hacks and breaches and theft! Oh my! So in our day and age its almost inevitable that if you live a normal life and utilize many of the services we all do that your personal… Read More »When to do a Credit Freeze
So you have your Roth IRA set up (see https://theinvestmentnerd.com/roth-or-traditional-ira-the-eternal-question/ for a discussion on why a Roth versus a regular IRA). Your next question might by how much and how often should you contribute to… Read More »How Often and How Much Should You Contribute to a Roth IRA?
When you make a high-risk investment, sometimes it pays off. That sounds like a good thing right? Well of course it is, the problem is when that happens human psychology steps in to trip you… Read More »From Crypto to Farmland
How do you decide if you do a Roth IRA or a Traditional IRA? I know its one of life’s deep questions. Well here’s what the math says, if you had the same tax rate… Read More »Roth or Traditional IRA – the Eternal Question