Personal Finances

Almost all of us out there have debt of some sort. I am not a Dave Ramsey guy who thinks that all debt is bad and you should make it your first mission to get… Read More »The Best and Worst Debt

In today’s interesting world, you hear people talk about how they “identify”, which is a modern term for what tribe they think they belong with. I certainly won’t delve into that broader subject other than… Read More »Don’t Identify as Poor

I was trying to think of subjects that I just assume other people understand but they actually might not…marginal tax rates came to mind. If you understand how marginal tax rates work, please read no… Read More »What are Marginal Taxes?

Some people think of this as a daunting and complex task. Well the task is very daunting, it takes a very long time and huge amount of work and effort, but its not terribly complex.… Read More »How to Retire

The other day I was talking to co-worker about mistakes we’ve made with our finances. I was thinking about all the dumb stuff I did and how I feel so much more empowered and confident… Read More »Fail Early Fail Small

I don’t envy people who do not own a home at this point, it rarely feels like a good time to buy especially if you live in a major city, almost anywhere in the world.… Read More »Should You Buy a House Right Now?

Marriage and Money are two of the most important things in life! And sadly they can either reinforce one another or destroy one another. Marriage and money are strange things, because people don’t like to… Read More »Marriage and Money – Questions to Ask

There is the simple answer to this question and the more complex one. The simple answer it 1 – 3 months of your expenses, boom! done time to move on… Were you looking for some… Read More »How Much Should a Person Have Saved in Their Emergency Fund?