So what should you do with that tax refund you might be getting, or already got? Save it. The end. Ha, Ha… okay but seriously, here would be my hierarchy of financial needs. It might… Read More »What to do with your Tax Refund
So as you probably know, the IRS through their benevolence (they were probably forced to by congress) allows you to deduct donations from your income. There are a lot of rules around this of course.… Read More »Donate Your Stuff and Save on Your Taxes!
My home state is California. Over the past 10 years or so I’ve made an active decision not to invest here, particularly in real estate. There are several reasons for this, some are California specific… Read More »Why I Invest outside of California
We own two rental properties. They are nice middle class houses in other states. I think there are two posts there, why other states (I’m in California) and why middle class houses. Both are for… Read More »Rent Increase Philosophy – Personal Investments
In general this site has been dedicated to broader personal finance, crypto and economic topics. I’ve learned over the year that its interesting to hear what other people’s real life experiences are with their finances.… Read More »Personal Investments – March 2022 Update
The purpose of a credit score is to provide a kind of grade. Are you a good bet or are you a bad bet for a lender. If you think about it lenders only make… Read More »Why does a credit score matter when getting a loan?
As you may have heard inflation over the last year was 7.5%… that means that prices of a basket of goods that most people buy went up 7.5% from the prior year. What does that… Read More »What Does 7.5% Inflation Mean For You?!
Credit card points and other reward programs are a big thing, people love these programs. I personally kind of hate them, only because they turn a simple product and decision into some big complex task… Read More »Credit Card Points… What’s the deal?
I’m going through a refinance right now and was talking to the mortgage person about points and it dawned on me that this might not be well understood by many people. It is something that… Read More »Mortgage Points… What Are They?!
If there is something I’ve learned in my couple decades of investing in stocks and decade of investing in crypto is that you should always be easing into a trade or easing out of a… Read More »Ease In & Ease Out – How to Trade