Personal Finances

There is a well known financial blogger out there who says you should only buy a car that is 1/10th your annual salary, so if you make $100,000 a year, you should only spend $10,000… Read More »How much car can I afford?

A person’s definition of rich is very subjective. Honestly you can tell exactly where a person is on the economic ladder by hearing their answer. I’ve had the privilege to work with literally the poorest… Read More »What is Rich?

I have to admit I’m a little biased on this subject, there has always been something about “owning” a piece of property that has captivated me, even as a kid. I grew in the 90’s… Read More »Why Real Estate Is Important to a Portfolio

There are several ways to reduce your mortgage payment, some easier than others… Get rid of your PMI or Private Mortgage insurance! If you are like many people when you purchased your first property you… Read More »Reduce Your Mortgage Payment

What is a Credit Score – Like it or not credit scores are an important part of our modern life. The purpose of a credit score is to give anyone lending you money or entering… Read More »What is a Credit Score?

I don’t know how many of you have heard of Dave Ramsey out there. He’s a fairly popular money guru, especially in the Christian community. I was being provocative with the title, and I believe… Read More »DAVE RAMSEY IS WRONG!

There is a very pervasive view in our society, and honestly throughout human history, everyone really, really identifies with their job. It somehow becomes a core piece of your identity. For those who have nice… Read More »You are not your Job!

We talk a lot about improving your situation, and one of the best ways to improve your financial situation besides starting a budget and keeping control of your expenses… which is of course kind of… Read More »Getting Ahead at Work

If you don’t own a home, or maybe even if you do, you may have wondered what is this “property tax” I hear people speak of, usually in distaste. Property tax is the third of… Read More »What is Property Tax & How does it Work

Hacks and breaches and theft! Oh my! So in our day and age its almost inevitable that if you live a normal life and utilize many of the services we all do that your personal… Read More »When to do a Credit Freeze