In general this site has been dedicated to broader personal finance, crypto and economic topics. I’ve learned over the year that its interesting to hear what other people’s real life experiences are with their finances.… Read More »Personal Investments – March 2022 Update
The purpose of a credit score is to provide a kind of grade. Are you a good bet or are you a bad bet for a lender. If you think about it lenders only make… Read More »Why does a credit score matter when getting a loan?
As you may have heard inflation over the last year was 7.5%… that means that prices of a basket of goods that most people buy went up 7.5% from the prior year. What does that… Read More »What Does 7.5% Inflation Mean For You?!
Credit card points and other reward programs are a big thing, people love these programs. I personally kind of hate them, only because they turn a simple product and decision into some big complex task… Read More »Credit Card Points… What’s the deal?
I’m going through a refinance right now and was talking to the mortgage person about points and it dawned on me that this might not be well understood by many people. It is something that… Read More »Mortgage Points… What Are They?!
If there is something I’ve learned in my couple decades of investing in stocks and decade of investing in crypto is that you should always be easing into a trade or easing out of a… Read More »Ease In & Ease Out – How to Trade
There is a well known financial blogger out there who says you should only buy a car that is 1/10th your annual salary, so if you make $100,000 a year, you should only spend $10,000… Read More »How much car can I afford?
A person’s definition of rich is very subjective. Honestly you can tell exactly where a person is on the economic ladder by hearing their answer. I’ve had the privilege to work with literally the poorest… Read More »What is Rich?
I have to admit I’m a little biased on this subject, there has always been something about “owning” a piece of property that has captivated me, even as a kid. I grew in the 90’s… Read More »Why Real Estate Is Important to a Portfolio
There are several ways to reduce your mortgage payment, some easier than others… Get rid of your PMI or Private Mortgage insurance! If you are like many people when you purchased your first property you… Read More »Reduce Your Mortgage Payment