Personal Finances

What is a Credit Score – Like it or not credit scores are an important part of our modern life. The purpose of a credit score is to give anyone lending you money or entering… Read More »What is a Credit Score?

I don’t know how many of you have heard of Dave Ramsey out there. He’s a fairly popular money guru, especially in the Christian community. I was being provocative with the title, and I believe… Read More »DAVE RAMSEY IS WRONG!

There is a very pervasive view in our society, and honestly throughout human history, everyone really, really identifies with their job. It somehow becomes a core piece of your identity. For those who have nice… Read More »You are not your Job!

We talk a lot about improving your situation, and one of the best ways to improve your financial situation besides starting a budget and keeping control of your expenses… which is of course kind of… Read More »Getting Ahead at Work

If you don’t own a home, or maybe even if you do, you may have wondered what is this “property tax” I hear people speak of, usually in distaste. Property tax is the third of… Read More »What is Property Tax & How does it Work

Hacks and breaches and theft! Oh my! So in our day and age its almost inevitable that if you live a normal life and utilize many of the services we all do that your personal… Read More »When to do a Credit Freeze

So you have your Roth IRA set up (see https://theinvestmentnerd.com/roth-or-traditional-ira-the-eternal-question/ for a discussion on why a Roth versus a regular IRA). Your next question might by how much and how often should you contribute to… Read More »How Often and How Much Should You Contribute to a Roth IRA?

How do you decide if you do a Roth IRA or a Traditional IRA? I know its one of life’s deep questions. Well here’s what the math says, if you had the same tax rate… Read More »Roth or Traditional IRA – the Eternal Question

YES!! Wait NO! Wait I guess it depends… Meme stocks have been a thing for a while now. Most professional investors scoff at the whole thing and look down their nose at anyone who plays… Read More »Should I Buy a Meme Stock?!