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Personal Finance

Survive First then Get Rich
I think there is a mistake many of us get caught up …
Gold, What is it Good For?
So gold… in the investment world this is a touchy subject, there …
Four Steps to Build an Emergency Fund
How to Build a Six Month Emergency Fund… Step 1: THE NUMBER …
What to do with your Tax Refund
So what should you do with that tax refund you might be …
Donate Your Stuff and Save on Your Taxes!
So as you probably know, the IRS through their benevolence (they were …
Why I Invest outside of California
My home state is California. Over the past 10 years or so …
Rent Increase Philosophy – Personal Investments
We own two rental properties. They are nice middle class houses in …
Personal Investments – March 2022 Update
In general this site has been dedicated to broader personal finance, crypto …
Why does a credit score matter when getting a loan?
The purpose of a credit score is to provide a kind of …
What Does 7.5% Inflation Mean For You?!
As you may have heard inflation over the last year was 7.5%… …
Credit Card Points… What’s the deal?
Credit card points and other reward programs are a big thing, people …
Mortgage Points… What Are They?!
I'm going through a refinance right now and was talking to the …
Ease In & Ease Out – How to Trade
If there is something I've learned in my couple decades of investing …
How much car can I afford?
There is a well known financial blogger out there who says you …
What is Rich?
A person's definition of rich is very subjective. Honestly you can tell …
Why Real Estate Is Important to a Portfolio
I have to admit I'm a little biased on this subject, there …
Reduce Your Mortgage Payment
There are several ways to reduce your mortgage payment, some easier than …
What is a Credit Score?
What is a Credit Score – Like it or not credit scores …
DAVE RAMSEY IS WRONG!
I don’t know how many of you have heard of Dave Ramsey …
You are not your Job!
There is a very pervasive view in our society, and honestly throughout …